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FORECLOSURE DEFENSE

 Have you stopped making payments on your loan? Have you received a final demand letter from the bank demanding full payment of the outstanding balance of your loan? Have you been served with foreclosure papers?Foreclosure DefenseEach Friday we accept appointments for free consultations. If you are interested in setting up an appointment, please contact us at 407-245-1232. If you'd prefer, you can click here and fill out the  form and someone from our office will call you.

Each Friday we accept appointments for free consultations. If you are interested in setting up an appointment, please contact us at 407-245-1232. If you'd prefer, you can click here and fill out the  form and someone from our office will call you.

Each Friday we accept appointments for free consultations. If you are interested in setting up an appointment, please contact us at 407-245-1232. If you'd prefer, you can click here and fill out the  form and someone from our office will call you.

Foreclosure is the process whereby the mortgage holder (i.e. the bank) sues the borrower (i.e. homeowner) to secure title to the property in partial or full satisfaction of the outstanding balance of the mortgage holder’s note when the borrower has violated and failed to cure the material term(s) of the note, mortgage and loan agreement. The most common uncured, mortgage violation default is the non-payment of the outstanding loan debt.

The foreclosure procedure begins when a suit is filed in the Circuit Court of the county where the property is located. Thereafter, the borrower is served with the foreclosure complaint. The borrower/defendant has twenty (20) days from receipt of the foreclosure complaint to file an Answer with the Circuit Court. Failure to file an Answer within this time frame can result in a Default Judgment being entered against the borrower-defendant.

There are several different affirmative defenses, counter claims, and motions that can be filed in opposition to the foreclosure. Just as each piece of real estate is unique, so is each borrower, their mortgage loan, defenses and their possible counter claims.

The whole process can be  financially and emotionally draining as well as intimidating. Do not wait another day. We urge you to immediately contact a professional, Florida Bar licensed attorney who practices in the area of Foreclosure Defense today as time is not your friend. Be strategic. Be prepared. Have a plan.

NeJame Law provides a holistic approach to our representation of homeowners involved in foreclosure actions. We understand the financial and emotional difficulties you are facing in the foreclosure process. As such, our goal is to assist you through the legal process and provide counsel to questions you may have in your transition.

We handle a variety
of cases involving:

  • Mortgage Modification

    Has your financial position changed and you’re struggling to make your monthly mortgage payments? Are you behind on your mortgage payments? Are you current on your mortgage payments but want to modify your mortgage terms to receive a lower  MORE

  • Short Sales

    NeJame Law provides a holistic approach to our representation of homeowners involved in Short Sales. Our goal is to assist you through the Short Sale process and provide counsel for questions you may have during your transition.  MORE

  • Debt Settlement

    Do not wait another day. We urge you to immediately contact a professional, Florida Bar licensed attorney who practices in the area of Debt Settlement today. Be strategic. Be prepared. Have a plan. MORE

  • Bankruptcy

    Bankruptcy law includes a “Means Test”, which is a complex formula of income vs. expenses. This test will help determine if you qualify for a Chapter 7 bankruptcy, or if you should pursue a Chapter 13 bankruptcy. If the Means Test shows that your MORE

 

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407.245.1232

 

 

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407.245.1232

 

189 South Orange Avenue

Suite 1800

Orlando, Florida 32801

Office 407 245 1232

Fax: 407 245 2980

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