The Orlando Criminal Defense Attorneys of NeJame Law in Central Florida, have been defending the rights of those charged with all type of criminal offenses for over 25 years. We are experienced in all Courts, whether they are State, Federal or Juvenile. Additionally, the Central Florida Criminal Defense Attorneys at NeJame Law have handled cases throughout approximately fifteen (15) states throughout the United States, as well as in the Virgin Islands. Mark NeJame, the Firm's Senior Partner and Founder, has compiled a team of criminal defense attorneys who are experienced and capable in virtual every type of criminal defense case.
Have you or a loved one been injured? Are you facing a dispute with an insurance company? You need a personal injury attorney from NeJame Law on your case. The personal injury attorneys at NeJame Law spent many years defending insurance companies and are now putting that experience to work for individuals, like you, who have been injured. We make sure that our clients get adequate financial compensation for any injuries they have received. Our personal injury lawyers are dedicated to their clients and provide the representation that you need to fight big insurance companies that want to deny your claims.
Have you stopped making payments on your loan? Have you received a final demand letter from the bank demanding full payment of the outstanding balance of your loan? Have you been served with foreclosure papers?
Foreclosure is the process whereby the mortgage holder (i.e. the bank) sues the borrower (i.e. homeowner) to secure title to the property in partial or full satisfaction of the outstanding balance of the mortgage holder’s note when the borrower has violated and failed to cure the material term(s) of the note, mortgage and loan agreement. The most common uncured, mortgage violation default is the non-payment of the outstanding loan debt.
NeJame Law provides many services related to the formation, structuring, capitalization, governance, sale and purchase of businesses. Our attorneys have extensive experience providing business owners advice on choosing a corporate form (C-Corporation, S-Corporation, LLC), articles of incorporation and protection for corporate board members as well as guidance on how to protect intellectual property, buy-sell, employment and other contracts and on how to structure internet businesses.
Whether you have personal or commercial real estate issues, the skilled practitioners at NeJame Law have the experience to take on any challenge. If you’re in need of foreclosure defense, seeking a loan modification or considering bankruptcy, our team has the knowledge to advise you, the understanding to help you through a difficult time and the strength to stand up to big banks for your rights.
If you’re a developer or a building owner involved in a landlord-tenant dispute, attempting to negotiate a development agreement or mired in a regulatory action, our attorneys have the experience to negotiate and the confidence to litigate if that is in your best interest.
Quit Title Actions
Assignments of Rents, Leases & Profits
If you’ve suffered because of the actions of another or have been accused of harming someone’s interest and are being sued, the attorneys at NeJame Law have broad experience pursuing and defending civil litigation. We understand that litigation can be stressful and costly. Our team can provide you with sound strategies to best position you for mediation and settlement before a matter reaches the courts.
If you’re a software developer, author, filmmaker or the owner of a business that creates products, designs or unique formulas or processes, you are the owner of intellectual property. But to retain its value, you need to take positive steps to protect your property. The attorneys at NeJame Law are highly experienced in intellectual property protection, licensing and litigation.
Issues of family law — child custody, child support, divorce, guardianship — are especially sensitive. The family law attorneys of NeJame Law have the experience and the compassion to help you with any situation you may be facing.
Real Estate Contracts
Pursuant to Florida law, a Purchase Contract for Real Estate must be in writing. Within the Real Estate industry, there are various standardized contracts. The Florida Association of Realtors and The Florida Bar have teamed up on a few standardized contracts to simplify the process. These types of contracts within the Real Estate Industry are known as FAR/BAR Contracts. However, these FAR/BAR Contracts are not simple. FAR/BAR Contracts cover vast arrays of conditions and obligations of both parties ranging from escrow deposit, marketable title, financing, inspection, survey, closing, property taxes, insurance, and many fine print disclosures. If you haven't read the Purchase Contract in its entirety, don't sign it until you are fully aware of your conditions and responsibilities. To help protect your interest, a Real Estate Attorney can advise and counsel you through your transaction.
Residential Real Estate Closings
To complete any real estate transaction requires, a process known as "the Closing" must be completed. Prior to the Closing numerous tasks have to be completed by the Closing/Title Agent. To begin with a title search report must be ordered from a title underwriter to determine whether or not title is marketable and insurable. Letters and requests to Homeowner's Associations and Mortgage lenders are sent out to determine the current owner's liability. A survey is ordered to determine whether or not there are any encroachments or boundary issues with the subject property. An inspection is ordered to determine if there are any significant issues with the house in relation to roof, electrical, plumbing, foundation, and other matters. If the house is being financed, an appraisal will need to be obtained to determine the value. Once all this information is obtained, a HUD-1 Settlement Statement will need to be drafted to reflect all the costs and expenses associated with the Purchase. All parties (Buyer, Seller, Buyer's Lender, Buyer's Mortgage Broker, Realtors) will receive a copy of the HUD-1 Settlement Statement. If all parties agree with the HUD-1 Settlement Statement, it is then finalized. The Closing occurs after all the conditions and obligations of the Buyer and Seller have been performed. At that time, the Seller conveys the Real Property to the Buyer, and the Buyer comes forth with the monies or proceeds to be distributed to the Seller, after all title encumbrances and liabilities associated with the Real Property are satisfied. As you can see, a tremendous amount of work goes into a Real Estate Closing. However, the closing doesn't end with the Deed being signed and the checks being written to all parties. To complete the Purchase, all legal documents (Deed, Mortgage, Satisfactions and Affidavits) must be recorded at the local Land Records Department and then returned to respective parties. Furthermore, the Title Insurance Policy must be completed and sent to the Owner. If the Purchase was financed, the Lender must also receive a Title Insurance Policy. At the NeJame Law Firm, we are experienced with real estate closings. We are Title Agents for Old Republic National Title Insurance affiliated through Attorney's Title Fund Services, LLC. All of our Closings are supervised by an Attorney. If you are looking for quality Residential Real Estate Closing Services call the NeJame Law Firm.
Special Concerns with Short-Sales and Foreclosures
When a buyer purchases a short-sale, the buyer enters into a Purchase –Sale Contract with a seller (usually, the owner, who has defaulted on the mortgage). All the usual protocols with Seller's Disclosures are followed. A short sale must be approved by the Lender (the owner's mortgage company). The proceeds from a short-sale will not fully satisfy the mortgage on the home, hence the term "short-sale". No proceeds from the transaction will be distributed to the Owner, the defaulted borrower. However, the Lender (the owner's mortgage company) will fully release the property to the Buyer-New Owner, to recover some of the money lent. Since lender approval is required, Buyer's can wait a long period of time to get a positive response, sometimes up to 6 months. Recently, the Federal Government passed a new law requiring Lender's to respond within 30 days. However, with the increased number of homes going into default, Lenders have not improved their response time.
The second way to purchase a foreclosure is from the Lender. A buyer enters into a Purchase-Sale Contract directly with the Bank (usually the Lender of the previous owner who defaulted on the mortgage). Generally, the Seller (Lender) sells the property "as is" and makes no warranties to the quality of the property. At times, foreclosed properties can sit vacant and abandoned for months and sometimes even years. This neglect can accelerate a once minor problem into a major one. Other issues may need to be taken care of, such as code enforcement liens, homeowner association liens, and tax liens. If you plan on purchasing a foreclosed home, a tremendous amount of due diligence is required. Additionally, invest in a quality home inspection to determine the condition of the house. It's better to find out sooner rather than later, so that proper maintenance and repairs can be anticipated.
Contact our Real Estate Attorneys in Orlando, Florida
We handle a variety
of cases involving:
Landlord and Tenant Law
The relationships between landlords and tenants of properties can involve complex issues. At NeJame, LaFay, Jancha, Ahmed, Barker, Joshi and Moreno, P.A., we are dedicated to representing landlords and tenants in landlord / tenant law, which can range from drafting and reviewing of contracts to filing or defending commercial evictions or disputes. MORE
Real Estate Closing Services
The purchase or sale of a home is often one of the largest transactions an individual and/or family will make in their lifetime. From contract to closing, there are numerous decisions to make. For example, a Seller is required to make certain Disclosures to the MORE
Real Property Law
Property law is a vast field of law related to the buying, using and selling of real property. Much property law is related to assessing the rights between landlords and tenants, between owners and mortgage holders and between people and governments. MORE
• Commercial Sales
• Residential Sales
• Escrow Services
• Quit Title Actions
• Promissory Notes
• Loan Agreements
• Assignments of Rents, Leases & Profits
• Condominium Associations
• 1031 Exchanges
Or send us a
189 South Orange Avenue
Orlando, Florida 32801
Office: 407 245 1232
Fax: 407 245 2980
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