Orlando Motorcycle Accident Lawyers
Help is Here After a Serious Crash
Orlando, and Florida in general, is a motorcycle rider’s paradise year-round, but riders are exposed to the possibility of great injury if a motorcycle accident occurs.
Common causes of motorcycle accidents include:
- A car or truck driver’s failure to yield to a motorcyclist
- Obstructions in the road
- Bad weather or another driver’s inability to see a motorcyclist
According to the National Traffic Safety Administration, over 80,000 accidents involving motorcycles occur each year. Motorcycle wrecks can be life changing. Who will pay hospital bills, medical bills, and lost wages? How will you get compensated for pain and suffering? These are the some of the questions that the Orlando motorcycle accident attorneys at NeJame Law often hear and are available to answer when you call us to schedule a free consultation.
Florida Motorcycle Insurance Requirements
Motorcycle requirements for insurance are different than that of an automobile.
The biggest difference is that a car MUST carry at a minimum Personal
Injury Protection Insurance, better known as No Fault Insurance. Under
Florida law, a motorcycle does not require this type of insurance.
Florida’s No-Fault, or PIP law does not apply to motorcycles. However, Florida motorcycles do fall under the Financial Responsibility (FR) law, which applies to all motor vehicles in Florida, including motorcycles, in the event of injury.
Unlike most automobile crashes involving cars, where the injured party must prove a permanent injury in order to recover pain and suffering, Florida motorcycle riders do not require a person injured on a motorcycle to prove permanent injury in order to be compensated for pain and suffering. Although we always encourage motorcycle owners and riders to obtain insurance, they can insure themselves by getting a Self-Insurance Certificate from the Bureau of Financial Responsibility based on their net worth.
We encourage a motorcycle owner to seek a licensed insurance agent who can provide information about insurance options available, which might include at a minimum:
- $10,000 for one person for bodily injury liability
- $20,000 for two or more people for bodily injury liability
- $10,000 per crash for property damage liability
Additionally, purchasing uninsured or underinsured motorist coverage is highly recommended, as many driving cars on Florida roads are often driving without insurance, which would leave the motorcycle driver without compensation for damages as the result of injury caused by someone who is not insured.
Please keep in mind that we recognize and have experience representing countless motorcycle owners and operators who were not at fault in causing a crash, but that the failure of a motorcycle owner to carry property damage and bodily injury liability insurance in case of causing a crash, or convicted of DUI, or other occurrences outlined in Florida’s Financial Responsibility law (which can be read at Florida Stat. § 324), may result in suspension of driver’s licenses, motorcycle registration, and motorcycle license plates, as well as fees to regain driving privileges.
Understanding Florida’s Motorcycle Laws
Florida has a number of motorcycle laws that may impact your potential claim. Our lawyers are Orlando and Florida locals who thoroughly understand our state’s unique regulations. One of these laws is the helmet law—according to state law, motorcyclists over the age of 21 who carry insurance with at least $10,000 in medical benefits don’t need to wear helmets.
Some other laws to be aware of include:
- Riding Two Abreast: Riders are allowed to ride two abreast and drivers are required by law to give motorcyclists a full lane.
- Lane Splitting: Lane splitting refers to motorcyclists riding in between lanes of traffic, a common practice used to get ahead, but under Florida law riders aren’t permitted to pass motorists using the same lane.
- Insurance Requirements: All motorcyclists in Florida must carry $20,000 total bodily injury/$10,000 property damage and per-person bodily injury, as well as $30,000 single-limit liability.
What to Do After a Motorcycle Accident
Being involved in a motorcycle accident is frequently a traumatic, life altering event. What you do, and what you do not do immediately after the accident and later on can significantly influence how the accident will impact you.
Below are some measures we encourage you to take:
- Remain calm and do not leave the scene of the motorcycle accident
- Get away from any danger including incoming traffic, gasoline spills, and damaged poles
- Check for any injured person, including yourself and other people involved in the accident. Call 911 immediately if someone is hurt
- Call the police and file a police report. It is imperative that the police report is accurate and that it reflects your recollection of the events
- Collect as much information as you can, including contact and insurance information from everyone involved
- Take pictures and draw a diagram of the accident. Try to photograph the scene prior to moving the vehicles (only if safe to do so)
- Try to obtain contact information from any witness of the accident. If possible, someone should interview all witnesses and record their comments. Such interviews should be completed as soon as possible as witnesses' memories tend to fade with time
- Keep track of your damages (medical bills, loss of wages, etc.)
- Do not admit fault to anyone
- Contact a personal injury attorney who is experienced on motorcycle accidents in Florida and who can provide high quality legal representation and help you obtain the compensation you deserve. Your attorney may hire a professional investigator to sift through the paperwork and determine insurance information and other mundane facts
- Seek medical attention as soon as possible to check on your injuries. If treatment is delayed, the other party may argue that it was not his negligent driving that caused your injury, but rather something that occurred between the time of the motorcycle accident and your visit to the doctor
Motorcycle Accidents - Types of Injuries
Motorcycle collisions can occur between two motorcycles, a motorcycle and another vehicle, or a motorcycle and a pedestrian, animal, or the motorcyclist alone.
Since motorcyclists do not enjoy the extra protection that cars provide, an accident can result it many types of injuries, including:
- TBI or traumatic brain injury
- Neck Injuries
- Spinal cord injuries
- Internal Injuries
- Severe injuries to limbs
How Can a Motorcycle Accident Attorney Help?
Treatment of sustained injuries may be costly, painful, and may take months,
or even years. In this case our experienced attorneys can aggressively
seek the financial compensation you deserve for your pain and suffering
and for covering the expenses of your medical treatment and needed care.
We can thoroughly analyze your case and will explain the options you have
for pursuing fair compensation.
You want an experienced Orlando motorcycle accident attorney who not only understands the laws, but understands firsthand what causes most accidents. We know the prejudice that many non-riders have and are acutely aware of the need to overcome a jury’s potential prejudice against a motorcyclist. Our team at NeJame Law is here to help and assist. Whether the injury is small or serious, or in the event you have lost a friend or loved one due to a motorcycle accident, contact us for an immediate no-cost consultation and evaluation.
Call (407) 500-0000 to reach one of our attorneys 7 days a week. At NeJame Law, help is here for those who need it in Central Florida.